AI-Powered Payment Rails

Payment Rails
for AI Agents

Gift cards that work like real debit cards — no KYC up to $10,000. Buy with crypto. Use anywhere. Or let your AI agents spend autonomously via API.

No KYC up to $10K
Instant delivery
130M+ merchants
HayoPay
PREMIUM
VISA
4532  8721  9043  4829
Cardholder
NO KYC REQUIRED
Expires
12/27
AI Agent Ready
Programmatic API
No KYC

For Consumers

Buy gift cards with crypto — no KYC required. Works like a real Visa/Mastercard debit card at 130M+ merchants worldwide.

  • $100 to $10,000 — no identity check
  • Pay with BTC, ETH, USDT, USDC
  • Send as a gift via email or phone
  • Instant delivery, instant spending
Buy Gift Cards

For Developers

Give your AI agents spending power. Create virtual cards via API — let agents buy SaaS, domains, and cloud resources autonomously.

  • RESTful API with SDKs
  • Create cards programmatically
  • Real-time webhooks for transactions
  • Sandbox environment for testing
View API Docs

Everything You Need

From instant gift cards to programmable agent payments

No-KYC Gift Cards

Buy Visa/MC gift cards up to $10K — no identity verification needed

AI Agent Payments

Programmatic API for AI agents to buy anything with real cards

Virtual & Physical Cards

Premium metal cards with instant virtual backup

Worldwide Acceptance

Spend at 130M+ merchants in 180+ countries

Instant Activation

Card details delivered in seconds — start spending immediately

Bank-Grade Security

Multi-sig protection with insurance coverage

Agent Payment Rails

What AI Agents Can Buy

Your AI agents can autonomously purchase anything that accepts card payments

SaaS Subscriptions

AI agents autonomously purchase OpenAI, AWS, Vercel credits

Domain Registration

Buy domains from any registrar programmatically

Cloud Resources

Provision servers and compute without human intervention

Online Shopping

Private, anonymous purchases at any online merchant

agent.py — Create card & buy subscription
# Your AI agent creates a card and buys a subscription
card = hayopay.cards.create(amount=500, network="visa")

# Use the card like any debit card
stripe.PaymentMethod.create(
    type="card",
    card={"number": card.number, "cvv": card.cvv, ...}
)

# Subscribe to any SaaS product
print(f"Subscribed! Card balance: ${card.balance}")

Market News

Stay informed with real-time crypto & macro updates

View All
Crypto2h ago

Bitcoin Surges Past $78K Amid ETF Inflows

Macro4h ago

Fed Signals Rate Decision Next Week

Crypto6h ago

Ethereum Layer 2 Activity Hits Record

$2B+
Transaction Volume
500K+
Active Users
180+
Countries
10K+
AI Agents Connected

The Bridge Between AI and Commerce

Whether you're buying for yourself or building AI agent payment flows — HayoPay is your payment infrastructure.

No KYC required • Instant delivery • API access included